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Last Chance for Reverse Mortgages from Wells Fargo

Wells Fargo annnounced today that they are exiting the Reverse Mortgage market for home loans. They will continue taking applications for Reverse Mortgages through June 30th. All loans must close by September 30th this year. This type of mortgage allows individuals who are 62 years and older to draw on the equity of their home. Heretofore, no income has been required, no asset requirement and no credit stipulation. Proceeds of a Reverse Mortgage are not taxable as they are loan proceeds, not income. The proceeds can, however, affect Medicaid and Supplemental Security Income.

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